I recently reviewed a Premium Financed Life (PFL) illustration given to an agent who was considering buying it on himself. I was so outraged that I was motivated to create this newsletter. To download the PFL proposal so you can […]
Another Example of Why Premium Financed Life for Income Doesn’t Work Read More »
You may have read about this a few weeks ago in Michael Kitces’s blog, but this is our official kick-off of our new and innovative compliance company. Webinar—February 12th at 3:00 p.m. EST To sign up to learn more about
“RIA Out of the Box” Compliance Co. Launches W/Cost Reimbursement Option Read More »
Another class action lawsuit has been filed against one of the major IUL (Indexed Universal Life) carriers. As always, I made available the actual complaint so advisors can read it and learn from it. To download the complaint (a must-read),
Midland Sued for Deceptive IUL Sales (Roccy Predicted in Jan 2024) Read More »
To sign up for the webinar or to learn more about this NEW IMO, click on the following: https://advisorshare.com/new-medicare-imo Six years ago, we launched AdvisorShare (AS) www.advisorshare.com. Business went from ZERO 6-years ago to $300 million in annuity business and
To download the 76-page advanced markets Q&A on annuities, click on the following: www.advisorshare.com/annuity-advanced-markets-q-a It’s rare that I read something an insurance company puts out and think it’s “of quality” to include in one of my newsletters, but this is
Annuity Advanced Markets Q&A Download (it’s good!) Read More »
Medicare premiums are expected to rise substantially! The following are from the 2024 Medicare Trust Fund Report as it pertains to projected cost increases: Medicare Part B: -2024–2033: Projected average annual increase = 8.2%-2034–2048: Projected average annual increase = 5.5%-2049–2098:
Not Accounting for Medicare/IRMAA Sets Clients Up for Retirement Failure Read More »
This week a significant Class Action fiduciary liability lawsuit was settled by UnitedHealth (UH). UH was sued by its employees for having sub-standard “target date” funds in their 401(k) plan. Not only was UH sued, but the pension plan fiduciaries
UnitedHealth Pays $69 Million in 401(k) Breach of Fiduciary Duty Lawsuit Read More »
JP Morgan and Transamerica released NEW retirement studies that included data on how much retirees actually spend vs. what they thought they would spend. The conclusion, surprisingly, is that many people spend LESS than what they thought they would spend.
Retirees Actually Spend Less in Retirement—Two New Studies Show Read More »
