Once you learn about the IRMAA penalty, you’ll want to be able to calculate it for clients. OnPointe Retirement Planning software just added the ability to calculate the projected IRMAA penalty for clients. This UNKNOWN but PUNISHING issue is going […]
Unmask Hidden IRMAA Penalties with OnPointe Retirement Planner Read More »
To download the 5-page document I use with clients that outlines my 9-step process so you can co-opt parts or all of it as your own, click on the following link (there are two downloads, the Word version you can edit as your own and
Roccy’s 9-Step Sales Process (with download) Read More »
To download the IUL UPDATED ROR probability chart, click on the following link: https://advisorshare.com/iul-probability-of-return I first issued this report in 2021. Since then, the S&P 500 has had the following returns: -18.16% in 2022 +26.18% in 2023 I thought it was time to update the
The DOL finally released its final version of its UPDATED fiduciary rule (best interest rule). Quick Summary 1) Insurance agents selling FIAs in IRA rollovers are deemed fiduciaries 2) Suitability as to why an annuity was the best option for a client
A Look at the New DOL Fiduciary Rule and FIA Sales Read More »
To learn more about this unique 3rd party manager’s strategy, click on the following link: https://advisorsharewm.com/2x-dual-directional-manager I’ve been trying to work with this manager for three years and he finally agreed to allow us to use his strategy on our RIA platform and our soon-to-be launched
I just got my hands on a summary of the final “proposed” DOL regs and they are NOT good. To download a 32-page PowerPoint by the top law firms that advises IMOs/insurance companies/BDs that breaks down the key issues on the new regs, click on the
The NEW DOL Regs are Coming and They are NOT Good for FIAs! Read More »
If you missed last week’s newsletter, click on the following link: https://advisorshare.com/iul-probability-of-return Using QCDs (the Legacy IRA) to Remove $53K Tax-Free from an IRA After 15+ years of sending weekly newsletters, it’s rare for me to learn of something that I’ve never heard of
DOWNLOAD the IUL Rate of Return Probability Chart (Updated for 2023 Year-End) Read More »
There hasn’t been anything new in the IUL (Indexed Universal Life) space in a while so when I saw that Pac Life released their NEW IUL, I thought a product review was in order. Three Different Illustration Options What’s new about
Does Pac Life’s NEW “Do it All” IUL Policy Do Anything Well? Read More »
